* { 
	margin: 0;
	padding: 0;
}

html {
	margin: 0;
	padding: 0;
	font-family: Times New Roman;
	font-size: 14px;
	color: #000;
	height: 100%;
	background-color: #132b94;
	line-height: 20px;
	text-align: left;
}

body {
	margin: 0;
	padding: 0;
	height: 100%;
}

#wrapper {
	width: 1168px;
	margin: 0 auto;
	height: 100%;
/*	background-image: url('../images/bg2.gif');
	background-repeat: repeat-y;
	background-position: center top; */
}

#left {
	background-color: #132b94;
	color: #fff;
	float: left;
	padding-right: 10px;
	padding-left: 10px;
	width: 177px;
	height: 100%;
}

#main {
	background-color: #fff;
	float: left;
	width: 734px;
	padding: 0 20px 0 20px;
	height: 100%;
}

#right {
	background-color: #132b94;
	float: right;
	width: 197px;
	height: 100%;
}

p {
	margin: 0px 0px 10px 0px;
}

ul, ol {
	margin-bottom: 10px;
	margin-left: 40px;
}

.heading {
	color: #132b94;
	font-style: italic;
	font-size: 24px;
	padding-top: 20px;
}

.heading2 {
	color: #fff;
	font-style: italic;
	font-size: 16px;
	text-align: center;
}

img {
	border: 0;
}

div.hr {
	height: 1px;
	background-color: #d8d8d8;
	border-style: none;
	margin: 0 0 10px 0;
}

div.hr hr {
  display: none;
}

a:link, a:visited {
	text-decoration: underline;
	color: #132b94;
}

a:hover {
	text-decoration: none;
	color: #6a795c;
}

a.nav:link, a.nav:visited {
	text-decoration: none;
	color: #fff;
}

a.nav:hover {
	text-decoration: none;
	color: #f1c209;
}

a.on:link, a.on:visited {
	text-decoration: none;
	color: #f1c209;
}

a.on:hover {
	text-decoration: none;
	color: #fff;
}